Financial Library

It is very easy to get caught up in the decision to add mortgage insurance when signing for your mortgage. It is an emotional time, and you want to be protected. A couple quick questions, and APPROVED…, but are you really? What are your options?

Private life insurance is the other option, and, in my opinion, a smarter option. Let me explain…

There are a few glaring differences that should be understood when differentiating between mortgage life insurance and private life insurance.

When Simon's father passed away two years ago, he didn't think much about how his estate would be handled. His mother had died five years before, and his dad's will was clear about how his assets would be divided. Then came probate, a process to confirm the validity of his will. Not only did unexpected fees come out of his dad's estate, it took almost a year to settle and distribute it.